Invest and Grow (IG) Savings and Credit Co-operative Society Limited
Financial year end
Member returns
Returns on shares and deposits are different distributions and are shown separately.
Dividend on shares
17%
Annual return on share capital
Interest on deposits
12.2%
Return paid on member deposits
Income & profitability
How much the SACCO earned and retained during the year.
Total revenue
Not published
Interest income
KES 2B
Surplus before tax
KES 557.9M
Net surplus after tax
KES 528.3M
Size & funding
The institution's asset base and the member funds supporting it.
Total assets
KES 16.4B
Member deposits
KES 9.7B
Share capital
KES 1.4B
Lending
Member lending reported net of expected-credit-loss or impairment allowances.
Net loans
KES 14.1B
Membership
Member counts preserve the source's own definitions instead of treating total, active and dormant members as interchangeable.
Members
Not published
Active members
Not published
Dormant members
Not published
Capital adequacy
Permanent capital available to absorb losses, assessed only against the confirmed regulatory regime.
Core capital
Not published
Core capital / total assets
32%
Core capital / deposits
55%
Liquidity
The disclosed capacity to meet withdrawals and short-term obligations.
Liquidity ratio
17%
No regulatory pass/fail badges are shown until the applicable regime is confirmed.
Loan quality
The reviewed NPL ratio and available ECL allowance are shown without a universal pass/fail cutoff.
NPL / delinquency ratio
3.9%
Audit & assurance
Who audited the statements and the conclusion they reached.
Audit opinion
Not published
Auditor
Deloitte & Touche LLP