
January Is Coming: A 100-Day SACCO Money Plan
Use this 100-day SACCO plan to prepare for January school fees, bills, savings goals and possible share-sale needs.
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SaccoShares updates, market explainers, and practical guides for Kenyan SACCO members.

Use this 100-day SACCO plan to prepare for January school fees, bills, savings goals and possible share-sale needs.
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Kenya’s regulated SACCO sector now holds more than KSh1.2 trillion in assets. See how it grew, where the money sits and what it means for members.
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SASRA says 60 large regulated SACCOs held 77.07% of industry assets in 2024. Learn what concentration means for members.
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SASRA’s 2024 data shows SACCO loans at KES 845.11 billion and deposits at KES 749.43 billion. Learn why the gap matters to members.
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Compare SACCO shares and money market funds in Kenya on returns, liquidity, risk, loan benefits and ease of access.
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Compare SACCO returns and Kenyan bank fixed deposits on yield, liquidity, deposit protection, borrowing power and access.
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A simple Kenyan example showing how SACCO share dividends and interest on deposits are calculated
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Learn how non-remitted SACCO deductions affect loans, savings and CRB disputes, and what members should do when payroll money does not reach the SACCO.
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Although these payments may appear together on your SACCO statement, they do not serve the same purpose.
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Watch for delayed refunds, weak reporting, liquidity problems, loan delays and governance disputes when assessing a SACCO.
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Use this 10-minute method to find the figures that matter in a SACCO annual report without reading every page.
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Learn what core capital and institutional capital mean, and how the 2024 DT-SACCO capital ratios help members assess financial strength.
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