Magereza Deposit Taking Sacco Society Limited
Financial year end
Member returns
Returns on shares and deposits are different distributions and are shown separately.
Dividend on shares
10%
Annual return on share capital
Interest on deposits
6%
Return paid on member deposits
Income & profitability
How much the SACCO earned and retained during the year.
Total revenue
KES 921.6M
Interest income
KES 750.4M
Surplus before tax
KES 150.2M
Net surplus after tax
KES 129.7M
Size & funding
The institution's asset base and the member funds supporting it.
Total assets
KES 7.9B
Member deposits
KES 5.5B
Share capital
KES 743M
Lending
Member lending reported net of expected-credit-loss or impairment allowances.
Net loans
KES 4.5B
Membership
Member counts preserve the source's own definitions instead of treating total, active and dormant members as interchangeable.
Members
22,225
Active members
22,225
Dormant members
Not published
Capital adequacy
Permanent capital available to absorb losses, assessed only against the confirmed regulatory regime.
Core capital
KES 1.1B
Core capital / total assets
13.52%
Core capital / deposits
19.51%
Liquidity
The disclosed capacity to meet withdrawals and short-term obligations.
Liquidity ratio
6.87%
No regulatory pass/fail badges are shown until the applicable regime is confirmed.
Loan quality
The reviewed NPL ratio and available ECL allowance are shown without a universal pass/fail cutoff.
NPL / delinquency ratio
4.72%
Audit & assurance
Who audited the statements and the conclusion they reached.
Audit opinion
unmodified
Auditor
Not published