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Mwalimu National DT Sacco Society Limited

Financial year end

Member returns

Returns on shares and deposits are different distributions and are shown separately.

Dividend on shares

13%

Annual return on share capital

Interest on deposits

10%

Return paid on member deposits

Income & profitability

How much the SACCO earned and retained during the year.

Total revenue

KES 10.4B

Interest income

KES 9.3B

Surplus before tax

KES 856.9M

Net surplus after tax

KES 718.9M

Size & funding

The institution's asset base and the member funds supporting it.

Total assets

KES 68.9B

Member deposits

KES 52.2B

Share capital

KES 2.8B

Lending

Member lending reported net of expected-credit-loss or impairment allowances.

Net loans

KES 47.2B

Membership

Member counts preserve the source's own definitions instead of treating total, active and dormant members as interchangeable.

Members

Not published

Active members

Not published

Dormant members

Not published

Capital adequacy

Permanent capital available to absorb losses, assessed only against the confirmed regulatory regime.

Core capital

Not published

Core capital / total assets

Not published

Core capital / deposits

Not published

Liquidity

The disclosed capacity to meet withdrawals and short-term obligations.

Liquidity ratio

Not published

No regulatory pass/fail badges are shown until the applicable regime is confirmed.

Loan quality

The reviewed NPL ratio and available ECL allowance are shown without a universal pass/fail cutoff.

NPL / delinquency ratio

Not published

Audit & assurance

Who audited the statements and the conclusion they reached.

Audit opinion

not_disclosed

Auditor

Ernst & Young LLP