The Kenya Bankers Sacco Society Limited
Financial year end
Member returns
Returns on shares and deposits are different distributions and are shown separately.
Dividend on shares
12%
Annual return on share capital
Interest on deposits
8%
Return paid on member deposits
Income & profitability
How much the SACCO earned and retained during the year.
Total revenue
KES 760.8M
Interest income
KES 1.3B
Surplus before tax
KES 154M
Net surplus after tax
KES 136M
Size & funding
The institution's asset base and the member funds supporting it.
Total assets
KES 10.9B
Member deposits
KES 8.1B
Share capital
KES 611.9M
Lending
Member lending reported net of expected-credit-loss or impairment allowances.
Net loans
Not published
Membership
Member counts preserve the source's own definitions instead of treating total, active and dormant members as interchangeable.
Members
Not published
Active members
Not published
Dormant members
Not published
Capital adequacy
Permanent capital available to absorb losses, assessed only against the confirmed regulatory regime.
Core capital
KES 1.4B
Core capital / total assets
12.6%
Core capital / deposits
16.8%
Liquidity
The disclosed capacity to meet withdrawals and short-term obligations.
Liquidity ratio
Not published
No regulatory pass/fail badges are shown until the applicable regime is confirmed.
Loan quality
The reviewed NPL ratio and available ECL allowance are shown without a universal pass/fail cutoff.
NPL / delinquency ratio
Not published
Audit & assurance
Who audited the statements and the conclusion they reached.
Audit opinion
Not published
Auditor
Henry Smith & Wilson